Insurance and Payments

Szafran Psychology is in-network for BCBS HMO & PPO plans, Optum, United Healthcare, MGBHP, and Harvard Pilgrim. We do not take Medicaid/Mass Health or Medicare plans.

If another carrier insures you, your health insurance may cover a portion of my services as an Out of Network Provider. We are happy to provide you with an invoice that you can submit to your insurance company for partial or full reimbursement, and to help walk you through this process should you need assistance. 
 
We accept cash or credit card (Visa, Mastercard, Discover). Payment is due at the time of service.

Self-Pay Charges

Initial Clinical Interview (53 minutes): $325 (Doctoral)  $200 (Masters)

Individual and Family Therapy (per 53 minute session): $200 (Doctoral), $150 (Masters) Includes sessions in person, over the phone, or through video conferencing.

Couple’s therapy (per 53 minutes session): $200 (Doctoral), $180 (Masters) 

Neuropsychological or Psychological Testing: $225/Hour

Complete Neuropsychological Testing: $3,500 1) Rates may vary depending on the tests needed and length of time to complete those tests.

Court Fees: $500/Hour

If clients are charged via self-pay rates they may request a "superbill" to seek out-of-network reimbursement with insurance. Charges may vary if an agreement has been made between you and the provider

Missing an Appointment

If for any reason you cannot make your appointment, we ask that you give your counselor 24 HOUR NOTICE by contacting them to either cancel or reschedule. For any scheduled appointment that has not been canceled or rescheduled 24 hours prior to the appointment time, you will be billed directly according to the scheduled fee or according to the rules of your health plan. Your health plan does not cover payment for missed appointments; therefore, you are responsible for payment in full.

Good Faith Estimate

You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost. Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services.

  •  You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment and hospital fees.

  • Make sure your health care provider gives you a Good Faith Estimate in writing at least one business day before your medical service or item. You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.

  • If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.

  • Make sure to save a copy or picture of your Good Faith Estimate.

For questions or more information about your right to a Good Faith Estimate,visit www.cms.gov/nosurprises. To get an estimate, complete the following steps:

  • Request CPT code from your doctor’s office.

  • Call us at (978) 219-2744. Confirm patient name, birthday, insurance and provide CPT code. We’ll get back to you within five business days.

  • Call your insurance company to find out the portion you will need to pay based on your individual plan’s coinsurance and deductible amounts.